*Total monthly payment is an estimate based on the example loan terms and assumptions stated on the reverse side and includes principal and interest plus estimated property taxes and homeowners insurance (and mortgage insurance, if applicable). HOA dues and other amounts may apply and are not included unless expressly stated. Actual payment will vary. See reverse side for important terms, conditions, and restrictions. 5.25% (5.558% APR) Promo Rate on select Pacific Daisy homes for contracts 1/28/26–2/28/26 closing by 3/29/26.

Based on 30-yr fixed conventional loan, 20% down, $553,990 price ($443,192 loan). Terms may include lender credits or discount points. Est. payment includes principal, interest, taxes, insurance & MI (if applicable). HOA and other costs not included. Actual payment will vary. Buyer may use any lender, but promo terms require financing with preferred lender Fairway Independent Mortgage Corporation (NMLS #2289), subject to credit approval and underwriting. Not all qualify. Not a commitment to lend. Rates, terms & availability subject to change. Offer may be modified or canceled. Additional fees/restrictions may apply. Pacific Communities is not a lender. Equal Housing Opportunity. CA DRE #01338172.