Pacific Communities Builder

Pacific Marigold Encore
Homesite 41- Plan 4

2,220 S.F. - 4 bedrooms - 2.5 Bathrooms

Pacific Marigold features expansive homes with unique modern style, great indoor/outdoor living spaces in Lancaster. This could be the perfect spot for first-time homebuyers or the next – and best – chapter in your life for move-down homeowners. Pacific Margiold is surrounded by the natural beauty of the high desert and a full spectrum of entertainment, recreation, and dining. Pacific Marigold is conveniently located close to the 14 freeway.
  • Flooring included
  • Volume ceilings at great room
  • Move in ready home
  • QUARTZ COUNTERTOPS AT KITCHEN AND CENTER ISLAND
  • Fireplace at great room
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By Appointment

· Applies only to selected loan programs under the program’s guidelines and qualifications
· Maximum income and loan amount limits apply. Fixed-rate mortgages (no cash out refinances), primary residences only. Certain property types are ineligible. Maximum loan-to-value (“LTV”) is 97%, and maximum combined LTV is 105%. For LTV> 95%, any secondary financing must be from an approved Community Second Program. Homebuyer education may be required. Other restrictions apply.
· Maximum income and loan amount limits apply. Fixed-rate mortgages (no cash out refinances), primary residences only. Certain property types are ineligible. Maximum loan-to-value (“LTV”) is 97%, and maximum combined LTV is 105%. For LTV> 95%, any secondary financing must be from an approved Community Second Program. Homebuyer education may be required. Other restrictions apply.
· Rate/ APR on fixed-period ARM scenario(s) assumes no change in 30-day SOFR index after the initial fixed­ rate period. After completion of the fixed-rate period, the loan will be fully amortized over the remaining term as an adjustable-rate mortgage that can adjust every six months. The initial adjustment cap is 2% and each subsequent adjustment cap is 1% with maximum lifetime interest rate of 5% above the initial fixed-period rate.
· Scenarios assume buyer(s) has excellent credit and establishes an escrow account. Minimum credit scores apply. Not all applicants will qualify. Scenarios are subject to underwriting guidelines. Advertised monthly payments are available through Bank of America, N.A., however financing may be obtained through any lender. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.Bank of America, N.A.,Member FDIC.Equal Housing Lender ©2022 Bank of America Corporation. I MAP4206065 I FL-03-21-0753 I 03-2022.
· Photos are representational only. Square footage is approximate. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change at any time without notice or obligation. CA BRE License # 02129925; Contractor’s License # 660968.